Bocal: Envelope Budget
Envelope Budgeting. Pay Once. Forever.
Bocal is an envelope budgeting app designed for people who want to take control of their finances without subscriptions, bank connections, or privacy trade-offs. Allocate every dollar of your income into categories, track spending manually, and see your budget in real time with color-coded progress bars. Manual entry means mindful spending — it's a feature, not a limitation. Pay once, budget forever.
Features
Envelope Budgeting
Allocate your income into categories and track every expense. When an envelope runs low, you see it instantly through color-coded progress bars.
Manual Entry = Mindful Spending
No bank connection, no Plaid, no data sharing. Log every transaction in 3 taps.
Pay Once. Forever.
Bocal is paid for once. No ads, no account required, no tracking. Your data stays on your device.
Reports & Charts
Visualize spending with pie charts, monthly bars, trend lines, and budget vs actual comparisons. Understand where your money goes at a glance.
iPhone · iPad
Native app for iPhone and iPad with iCloud sync. Your budget follows you from one device to the other.
Widget & Siri
Home screen widget to see your remaining budget at a glance. Siri Shortcuts to log expenses by voice.
Frequently Asked Questions
What is Bocal?
Bocal is an envelope budgeting app for iPhone and iPad. You assign every euro or dollar to a jar, spend from those jars, and always know what is genuinely left — without connecting a bank account.
What makes Bocal different?
Bocal is built around envelope budgeting: every euro or dollar gets a job, and you see at a glance what is left in each envelope. It requires no account and no bank connection — your budget stays on your device — and it is a one-time purchase.
Does Bocal connect to my bank?
No. Bocal has no bank synchronisation by design. You enter transactions yourself, which means no banking credentials are ever requested and no financial data leaves your device.
How much does Bocal cost?
Bocal is a one-time purchase, priced on the App Store. There is no subscription, no advertising and no tracking.
Which devices run Bocal?
Bocal runs on iPhone and iPad with iOS 17 or later, in English and French.