BudgetJar — Envelope Budgeting
Envelope Budgeting. Pay Once. Forever.
BudgetJar is an envelope budgeting app designed for people who want to take control of their finances without subscriptions, bank connections, or privacy trade-offs. Allocate every dollar of your income into categories, track spending manually, and see your budget in real time with color-coded progress bars. Manual entry means mindful spending — it's a feature, not a limitation. Pay once, budget forever.
Features
Envelope Budgeting
Allocate your income into categories and track every expense. When an envelope runs low, you see it instantly through color-coded progress bars.
Manual Entry = Mindful Spending
No bank connection, no Plaid, no data sharing. Log every transaction in 3 taps. Studies show people who track manually spend 15-20% less.
Pay Once. Forever.
YNAB costs $180/year. BudgetJar costs $4.99 — once. No subscription, no ads, no account required. Your data stays on your device.
Reports & Charts
Visualize spending with pie charts, monthly bars, trend lines, and budget vs actual comparisons. Understand where your money goes at a glance.
iPhone · iPad · Mac
Native app across all Apple platforms with iCloud sync. Sidebar on iPad and Mac, TabView on iPhone. Your budget follows you everywhere.
Widget & Siri
Home screen widget to see your remaining budget at a glance. Siri Shortcuts to log expenses by voice.
Frequently Asked Questions
What is BudgetJar?
BudgetJar is an envelope budgeting app for iPhone, iPad and Mac. You assign every euro or dollar to a jar, spend from those jars, and always know what is genuinely left — without connecting a bank account.
How does BudgetJar compare to YNAB?
Both use envelope budgeting, but the pricing and privacy models differ. YNAB costs about $180 per year as a subscription; BudgetJar is a one-time $4.99 purchase. BudgetJar also requires no account and no bank connection — your budget stays on your device.
Does BudgetJar connect to my bank?
No. BudgetJar has no bank synchronisation by design. You enter transactions yourself, which means no banking credentials are ever requested and no financial data leaves your device.
How much does BudgetJar cost?
BudgetJar is a one-time purchase of $4.99. There is no subscription, no advertising and no tracking.
Which devices run BudgetJar?
BudgetJar runs on iPhone and iPad with iOS 17 or later and on Mac with macOS 14 or later, in English and French.